wallet functionality with escrow for magento site

1: wallet with deposit and withdrawl feature (deposit feature already available in the extension but its not working correctly because we have custom checkout in place) 2: block withdrawls of user wallet from the backend 3: Transfer of funds from one wallet to another from the backend 4: all purchases thru wallet balance only 5: Escrow Feature: When a buyer makes a purchase then money is deducted from buyer wallet and it goes into [login to view URL] money is not accessible to buyer himself nor the seller of the product. Escrow funds are released automatically when order is finished/complete Escrow funds are refunded back to buyer when seller cancels the order Escrow funds are held inside escrow when the buyer disputes the sales and funds are only released when the dispute is resolved and buyer finalizes the order 6: Comission on every sale is already in place, you'll have to comment out line for our api code 7: Comment out lines for our api code for any flow of money that occurs between wallets and also during the purchase process