Finance company postsJobs

...for a versatile individual to create engaging posts on my Instagram account in Romanian. Key Responsibilities: - Develop text-based posts: The posts need to be in Romanian and should be engaging, informative, and relevant to the modern lifestyle. - Create image-based posts: Visuals are crucial for this project. The images should be high-quality and match the interests of young adults and parents in Romania. - Produce video-based posts: It would be great if you can create short, interesting videos that can capture the attention of my audience. Key Objectives: - Increasing brand awareness: The content you create should help to establish my brand as a reputable and well-known entity within the Romanian market. - Promoting products/services: The posts...

I'm looking for an experienced...budget forecast to assist in our financial planning and decision-making processes. - Tax Preparation: I require support in preparing and filing taxes for the company to ensure compliance and minimize our tax burden. - UK Company Secretary: Knowledge of UK company laws and regulations is crucial in this role. You'll be responsible for ensuring we are compliant with all statutory requirements. - Valuation + Investment: You will assist in the valuation of our company and in supporting investment decisions. Would like someone based in India but with knowledge of UK law. Your application should demonstrate your experience in the finance & accounting field. Please provide details of your past work experie...

I'm in need of a professional who can help with lead generation across various industries. I'm seeking a professional to diligently run through LinkedIn, identifying and documenting HR higher-ups within Fortune 500 companies. Ideally, I'm interested in Director of HR or VP of People roles. Your main task will involve: Industry would be Insurance Company (USA) Company Name individual's LinkedIn Profile link and their Role Please bid if you have a proven track record in lead generation and can meet these requirements.

We're looking for a skilled web developer who can build a website that will mainly be used for displaying our research findings. We're looking for: - **Interactive Design**: I'm particularly keen on showcasing these findings through visuals. I'd like to display photos, project information and updates...large-scale project. With the help of a website we want to reach out to a wider audience and inform readers (including potential funders) about our research. Communication is important so we want to keep things straightforward and avoid too much scientific jargon and literature. Ideally the website could display updates and links to the project developments (newest publications, news articles, project posts), information to our “back story”, and our p...

I need assistance with creating engaging graphics for social media posts, presentations, and infographics using Canva. My primary goals are to increase brand awareness, generate leads and enhance engagement. Ideal Skills and Experience: - Proficient in Canva and understand the nuances of it. - Prior experience in designing for social media, presentations and infographics. - Experience and an understanding of targeting millennials and corporate professionals. - Strategize designs that capture attention, and promote engagement and leads. - Strong understanding of branding and marketing strategies.

...content creator to completely revamp our existing company website. Details: 1. Website Purpose: The primary goal of the new website will be to provide information and resources about our company and our offerings. 2. Website Type: We require a professional and modern corporate website that accurately reflects our brand. 3. Website Content: The revamped website should prominently feature the following content elements: - Articles and blog posts - Infographics and diagrams - Detailed product information Ideal Skills and Experience: We are seeking a freelancer who has: - Extensive experience in building corporate websites. - Strong skills in creating various types of content, particularly articles, blog posts, infographics, a...

I am in need of a simple company profile, with the key aim being marketing and promotion. My target audience are civil procurment engineers, hence placing a crucial emphasis on capturing their interest in our products and services. Your. Please merge creativity with a knack for business marketing. The profile should be more than just listing products, it should: - Clearly outline the benefits of our products and services - Illustrate why our prospects should choose us - Include compelling calls to action that will convert prospects into clients. Experience in creating company profiles and a portfolio to present would be highly advantageous.

Hi Babita, are you able to do this project for me as an urgent job? All of the images attached, can you brand them into squares - like you do for the daily posts. Do not give them a title, just our logo, the border and our contact details along the bottom. I hope that's ok? Thanks, Mark.

I'm looking for a seasoned app developer to create a mo...should include: - Video sharing capabilities - Creation of user profiles - Various filters and editing tools for enhanced media uploading experience - Seamless social media integration for easy login and registration and Data fetching As for the user interactions, I'd like a direct messaging system for the users to communicate and an option for them to save their favorite posts. People should also be able to view posts they've liked in the past. The ideal person for this job should have extensive experience in mobile app development, particularly with social media applications and video streaming service. Social media integrations, user-interaction features, and UI/UX design is needed, . Meeting is...

I need help with scraping specific information from urls (we will provide). The key details I need are the company name and contact information. Website Phone Email Brand Country Of Origin Total Entries: 1704 No research required, you just need to copy paste information from the fields onto a google sheet.

I have a line of food products that has already hit the market. The products are in the food sector, and I'm in need of an expert to help me promote them on social media. Key Responsibilities: - Develop a comprehensive social media marketing strategy to boost visibility and sales of my food products. - Execute the strategy, ensuring posts are engaging, timely, and drive traffic to my product pages. - Monitor social media analytics and make necessary adjustments to the strategy to improve performance. - Continuously stay updated on social media trends and best practices to ensure my products are marketed effectively. I'm looking for someone with: - Proven experience in social media marketing, particularly in the food sector. - Strong understanding of social media platfo...

I'm looking for a creative designer who can create a new logo for my IT company. Here are the details of the project: - The logo should have a simple but attractive design. - I don't want something copied and pasted from the Internet, I want something really original that speaks of both IT and nature. I'm a professional photographer on the side and I'd like a little touch of that in my logo. I love mountains above all else, so I'd like to have a little touch of the mountains in my logo, if possible, when I talk about nature. - The color scheme should include Blue, Black, and White but feel free to add any other relevant color provisions to enhance the design. - I'd like a logo that I can use on its own and with my company name, which is: "G...

Looking for a vibrant and innovative partner to take our brand's online presence to the next level. Expertise in social media and captivating content creation is key, as we aim to engage and grow our customer base. Here's what I'm envisioning: - Social Media Management * Cultivate our image on Facebook, Instagram, TikTok, and Pinterest * High-frequency, high-quality posts aligned with our brand's voice * Grow our following and increase user engagement across platforms - Content Creation * Develop unique, visually appealing content that resonates with our demographic * Craft engaging stories that reflect brand values and attract ages 21- 45 * Drive traffic and conversions through compelling calls-to-action Ideal Candidate: - Proven track record in s...

I'm looking for a skilled web developer to help me enhance my finance website, Prime Asset Finance. The main focus will be on adding customer testimonials from Google, and other improvements. Here's a breakdown of the project requirements: - **Customer Testimonials from Google**: I'd like to import customer reviews from Google to display them on my website. Therefore, your expertise in integrating external data sources into a website is crucial. - **Display**: The testimonials should only show the text portion. - **General Site Enhancements**: Apart from integrating the testimonials, I'm also open to suggestions on how to improve the overall look and performance of the site. - UI/UX updates for a modern look. - Making the site responsive across ...

...freelancer to help develop a comprehensive and engaging social media platform. Key Features: - User profiles with profile picture, bio, customizable cover photos, and activity feed. - A news feed to keep users up-to-date. - Messaging system to facilitate communication among users. - Capability for users to upload videos, photos, reels, shorts, and text posts. - Additional features include allowing users to ask questions, create polls, make posts similar to tweets, and go live. -Runs Ads, promotions, collaborations, Campaigns with paid boosting, etc - Web portal, Native Android and IOS apps - user authentication and security measures to safeguard user data Ideal Skills & Experience: - Proficiency in app development, preferably with social networking apps. - Experie...

I'm seeking a skilled developer to create an informational website primarily serving to present company information. Main features should be: - Displaying detailed and engaging company information. - Integrating a functional contact form for queries. - Establishing a product/services page to showcase our offerings. The ideal candidate should have experience in website development, particularly with informational websites, and understanding in creating user-friendly contact forms and detailed product/services pages. Proficiency in UI/UX design is an added advantage to ensure user-friendly design and navigation. Proven portfolio showcasing similar projects required. The focus here is not just a fully functional site, but also one with an engaging, intuitive design to opt...

I'm looking for a professional who can bring an artistic and creative flair to promote my brand on Instagram through engaging posts and reels. Key Responsibilities: - Generate artistic content that aligns with our brand's personality and appeals to our Instagram following. - Occasionally source compelling images that complement the ones I provide. - Utilize a mix of my images and sourced images to create engaging content that promotes my brand effectively. Ideal Skills: - Expertise in creating Instagram posts and reels. - Exceptional artistic and creative abilities. - Proficient in sourcing high-quality images related to the project's theme. - Exemplary understanding of brand promotion through Instagram. If you are well-versed with Instagram norms and t...

I'm in search of a skilled content writer to produce SEO-focused content for my website. Key Project Details: - Content Type: Primarily website content, not blog posts or social media. - Primary Goal: The main aim of this content is to boost my search engine ranking, so you should be adept at incorporating SEO tactics seamlessly into your writing. - Keywords: I already have a list of keywords that I need to be incorporated into the content. Ideal Candidate: - Proven experience in writing SEO website content is a must – please provide samples of previous work. - Proficient in keyword optimization, with a keen eye for incorporating keywords naturally into content. - Strong understanding of SEO principles in content creation. - Ability to deliver engaging and high-qualit...

I'm seeking a skilled writer to develop blog posts for my website. These posts will vary in length and scope, but generally, I'm looking for at least 2000 words. Key deliverables include: - Crafting solid abstracts, meta titles, and meta descriptions for each article. - Ensuring a professional/technical tone throughout the content. - Utilizing my custom instructions where provided. This role requires a writer who is comfortable using ChatGPT or similar AI tools to enhance the writing process. The ability to balance following my instructions with independent content creation is crucial. Ideal skills and experience: - Exceptional writing skills with the capacity to produce engaging, high-quality content. - Familiarity with SEO principles and content optimization...

I'm looking for a skilled blogger who can help me create engaging and visually appealing content focused on fashion and style. The content will be published primarily on my personal blog site. Key Responsibilities: - Create compelling blog posts related to fashion - Ensure the content is not only well-written but also visually engaging - Help me maintain a consistent weekly posting schedule Ideal Skills and Experience: - Proven experience in fashion and style blogging - Strong writing skills with a flair for engaging content - Ability to create visually appealing content - Familiarity with personal blog platforms Time commitment: Weekly.

As a growing business, I need a finance and accounting expert to assist me in streamlining our financial processes and managing our budget. Key Responsibilities: - Streamlining Financial Processes: I'm looking for someone who can review our current processes and suggest improvements. You should have experience in implementing efficient financial workflows. - Analyzing Financial Data: You'll be responsible for analyzing our financial data, looking for trends, discrepancies, or areas of improvement. Being able to provide recommendations based on this analysis is essential. - Creating Accurate Financial Reports: You'll be expected to prepare financial statements and reports that are accurate and easy to understand, helping me make informed decisions for the business. I...

...project is to significantly increase brand awareness. Key Responsibilities: - Create and curate engaging content for posting on Facebook, Instagram, and Twitter - Design, source, and utilize a variety of visual content types, including images, videos, and stories - Schedule and post content regularly on all three platforms - Monitor and respond to interactions and feedback on the posts - Analyze the performance of the posts and make data-driven decisions for future content Ideal Candidate: - Proven experience in social media management, particularly across Facebook, Instagram, and Twitter - Strong understanding of various types of content creation, especially images, videos, and stories - Ability to monitor and engage with audiences effectively - A data-driven approach ...

I'm seeking an experienced content writer who has a deep understanding of the technology industry. The ideal candidate should be comfortable with complex technical information and be able to break it down into clear, digestible content for professionals in the field. Features of the work: - Required 10-15 blog post monthly - Blog posts writing tailored to industry professionals - Tight turnaround times - Consistent communication to ensure alignment Desired Skills: - Proven experience in technology-related writing - Ability to translate complex technical information into accessible content - Exceptional research abilities in the tech field - Understanding of blog post SEO strategies.

I am seeking a professional resume writer to develop a custom resume for me as a mid-level finance professional. Key Deliverables: - A well-structured, concise, and professionally formatted resume in Word document format - The resume should be tailored specifically for the finance industry, showcasing my skills and experience at a mid-level Ideal Skills and Experience: - Proven experience in resume writing, particularly in finance - Understanding of the finance industry, especially for mid-level professionals - Ability to create a well-structured and visually appealing resume in Word document format

...a skilled and experienced social media manager to kickstart my new brand's online presence. The main platforms I'm targeting are Facebook, Instagram, Twitter, and TikTok. Key Responsibilities: - Develop and implement a comprehensive social media strategy to increase brand awareness, drive website traffic, and generate leads amongst the millennial audience. - Create engaging content, including posts, stories, and videos that will resonate with this demographic. - Monitor and respond to comments and messages in a timely and professional manner. - Utilize analytics tools to track the performance of our social media efforts and make data-driven decisions to optimize our strategy. Ideal Skills and Experience: - Proven track record in building successful social media campai...

We need a Social Media Specialist who can help me generate leads and sales for my windows and doors business through Facebook and Instagram. Key Responsibilities: - Develop and implement a social media strategy that aligns with our business goals. - Monitor and analyze social media KPIs to measure success. - Create engaging weekly posts and videos for Facebook and Instagram 2-3 per week, featuring premium products. - Develop interactive games to boost likes, shares, and engagement, offering gift vouchers and prizes. - Run targeted ad campaigns to increase brand visibility and drive sales. Requirements: - Proven experience in social media management, with a focus on Facebook and Instagram. - Strong content creation and ad campaign skills. - Ability to align strategies with brandin...

Company name: Whiskers Carpet Cleaning Tag line: Premium Clean, Quality Unmatched Colors: Orange and Green Design:Rounded Cartoon Letters with Fur or tail or realiting to whiskers

I am in need of a skilled social media expert /graphics designer / video editor, who can manage our brand's accounts on Facebook, Youtube and Instagram, creating and posting engaging informational content and interactive posts, along with captivating video shorts. The primary goal of our social media presence is to increase followers of our content and drive traffic to our website. - Skills and Experience - Proven experience in social media management. - Skills in creating informational and interactive content - Good ability to graphically design content - Able to edit/create engaging video shorts with captions, leveraging existing long content videos. - Good understanding of branding - Excellent creative, communication, and writing skills This will be an on...

I'm in need of a writer who's proficient in corporate finance to create a concise paper focusing on the fundamental concepts in this domain. The audience for this paper will be graduate students, so the content should be engaging and informative for individuals familiar with the field. Key requirements: - Create an overview of key corporate finance concepts: I'm looking for a paper that covers the primary theories and principles that underlie corporate finance, but in a way that's accessible and easy to understand for graduate students. - Target the graduate level: While the paper should provide a comprehensive understanding of the subject, it should avoid delving into unnecessary complexity. The ideal writer will be able to strike a balance betwee...

I'm in need of a dedicated virtual assistant who can help me with content creation for my WordPress blog. Key responsibilities would include writing appealing blog posts ranging between 500 to 1000 words. Key Requirements: * Excellent writing skills with the ability to engage audiences * Familiarity with WordPress and SEO best practices * Proactive, able to work independently and meet deadlines * Prior experience in blog post content creation is a plus * Firm grasp of the English language This role is not just about writing - it's about creating compelling content that resonates with our readers and adheres to our brand voice and style.

I'm looking for a creative graphic designer to help enhance my company's image with a rebranding initiative, motivated mainly by my desire to increase brand recognition. Our newly redesigned logo should have a modern and minimalistic style. Key elements to incorporate in the logo include: - Company initials: Our initials should be noticeably incorporated into the design but shouldn't dominate it. - Symbolic illustration: A creative but relevant illustration that symbolizes our company's identity is desired. - Abstract shapes: These could also be incorporated tastefully and subtly into the design (shapes as letters). The ideal candidate for this job should have a proven track record in creating unique, captivating logos and successful rebranding campaigns. Expe...

I am seeking a talented graphic designer to create or reinvent my electrical company's logo. It must communicate the essence of our work, be memorable and uniquely identifiable. Key Requirements: - Incorporate a lightni...files should be delivered in .PNG and .JPG formats. Ideal skills: - Strong experience in logo design. - Creativity and out-of-the-box thinking. - Understanding of color theory. - Knowledge of copyright laws and design protection. This project is an opportunity to let your creativity shine. The logo is primarily going to be on a black background, and it should pop. It not only represents the company but the quality of our work. Your flair and taste in design can set the pace for our company's branding and overall appeal. I look forward to seeing your cr...

I'm in need of a versatile writer for my blog. I specifically need someone who can create engaging, in-depth content on a variety of topics, including Technology, Health, Life Coaching, and Education. The ideal candidate should be able to cover these subjects in a way that's both informative and compelling. Key requirements and responsibilities: - Crafting 750-1000 word blog posts on a regular basis (frequency not yet confirmed) - Researching and keeping up-to-date with the latest trends and developments in the specified topics - Ensuring all content is original and not AI generated - Writing in a style that's accessible and engaging for a broad audience Ideally, you should have: - Proven experience in content writing, particularly blogs - Knowledge or background ...

I'm in need of a writer who's proficient in corporate finance to create a concise paper focusing on the fundamental concepts in this domain. The audience for this paper will be graduate students, so the content should be engaging and informative for individuals familiar with the field. Key requirements: - Create an overview of key corporate finance concepts: I'm looking for a paper that covers the primary theories and principles that underlie corporate finance, but in a way that's accessible and easy to understand for graduate students. - Target the graduate level: While the paper should provide a comprehensive understanding of the subject, it should avoid delving into unnecessary complexity. The ideal writer will be able to strike a balance betwee...

...looking for an experienced web developer with strong WordPress and Elementor skills to update our corporate website. The main focus of this project is to add a blog/news section and a careers section to our site. In addition to these main tasks, there are various other content updates required. Key tasks involve: - Designing and customizing the blog/news section with a custom layout and related posts section. - Implementing a comprehensive careers section including job listings, an application submission form, and employee testimonials. - Updating text and images across the site and adding new pages as needed. Ideal candidates should have: - Proven experience with WordPress and Elementor. - A strong portfolio demonstrating success with similar projects. - A keen eye for design...

I need a 5-page website for my tile company based in Texas. It should be simple and easy-to-use for potential customers. Key Requirements: - Home Page: A welcoming, visually appealing landing page that effectively showcases the business. I have created the welcome page content with A.I. so you would simply need to plug in that content. - Products Page: Not needed for now. - Services Page: This page should include detailed descriptions of the services we offer along with the respective pricing. - Contact Us Page: A standard contact page with a contact form, email address, phone number, and a location map. - Must be familiar with !! The site should be built using WordPress, allowing me to update content myself in the future. The design should be clean, professional, and aligned

More details: Our projects starting price is $4000 to $10000 for website development clients (Realestate, Wellness, Clinic, Coaching) you need to find people who can afford and buy this service

I need a custom WordPress solution that will allow registered users on one WordPress site to create posts via a form, and have these posts automatically published on a separate WordPress site. Ideal skills for this project include: - Strong understanding of WordPress development - Experience with creating custom plugins - Familiarity with WordPress APIs and data handling - Ability to work with cross-site data transfer The project requires: - Setting up a user-friendly form for registered users on Website A to create posts - Establishing a connection between Website A and Website B for seamless post transfer - Ensuring the posts are published immediately on Website B I'm open to your suggestions for user information that could be included in the post t...

I'm in urgent need of a logo for my company that deals in household items. I'd like the logo to be primarily in a dark purple color. Key Points: - The logo should be simple and professional, reflecting the nature of my business. - Ideally, the design will incorporate a house symbol (though I'm open to other suggestions as well). Experience: - Previous experience in designing professional logos is necessary. - Knowledge of color psychology and branding. I need this completed as soon as possible, so prompt availability is a plus. Looking forward to seeing your ideas!

I'm looking for a skilled and experienced graphic designer to create an modern logo for my company, Tuxedo Contractors. A construction company located in Miami (USA) dedicated to renovating homes and commercial properties. Key Requirements: - Proficiency in modern, abstract, minimal, edgy design - Ability to incorporate our chosen colors: black, white and silver (or blue) - Prevailing experience in logo design, preferably for construction companies - Logos must be submitted in flat background. No 3D effects will be accepted. I've attached a picture of our old logo. We want something more modern and edgy this time around. I look forward to working with someone who can translate our brand identity into an abstract, visually compelling logo. Thanks in advance and...

I'm seeking a skilled designer to create a professional logo for my construction company, which specializes in masonry work, including stone, brick, and general masonry. The logo should be: - Original and simple - Incorporating the initials "LK" - Using the colors blue, gray, and green My ideal logo style is a blend of modern and minimalist design aesthetics. The final logo should be versatile enough for use across various mediums, including: - Website - Business cards - Construction equipment - Brochures Ideal candidates for this project should have a strong portfolio of modern and minimalist logo designs, particularly for the construction industry. Experience with incorporating initials or specific elements into a logo design is a plus. Please provide samples of...

...to Live Domain. We need to have the following changes/updates done Responsibilities: 1. SEO Optimization: • Implement advanced SEO techniques using Rank Math SEO (Paid) to optimize product descriptions, schema markup, and on-page content for improved search engine visibility. • Utilize Linkwhisper (Paid) to strategically optimize internal linking structure and enhance topical authority for blog posts, ensuring content is displayed in a topical authority format on the blog page. • Monitor and analyze SEO performance metrics, making data-driven decisions to improve organic search rankings and traffic. 2. Plugin Management: • Audit existing plugins to identify redundant or outdated plugins that can be removed to streamline site performance and security. • Up...

I am in need of a logo for my company name of company : (Creatif mode - CM) but I'M NOT INTO FASHION, I DO EVERYTHING (WEBSITE AND GRAPHICS) AND THE LOGO IN WHITE AND GOLD.

Project Budget: $100 Project Deadline: 1-2 Days Project Type: Custom WordPress Plugin Project Difficulty: Standard PHP Version: 8.2 and above Project Overview: Custom WordPress plugin required to allow a user to: - Upload a CSV with bulk new POST data - Select a post category, schedule start date, choose how many posts to PUBLISH each a day - Import post data and create all new posts as DRAFTS, to go live on the specified post schedule & keep a suitable log that can be checked - Insert the new POST IDs back into the original CSV file & automatically download the update CSV for a user 5* FEEDBACK WILL BE LEFT FOR YOU

...Informatica Data Quality Profiles , Score Cards SQL Server RDBMS SQL Server Analytics Services SSAS SQL Server Reporting Services SSRS Tableau Reporting BMC Control M Scheduler Tool Data Analysis Data Profiling Application Life Cycle Management Complete Testing process SDLC, Agile Process, SAFE and Kanban methodologies, TFS Tool Good Communication Skills and Quick Learner Selenium Automation Unix Finance Domain Knowledge Automation Scripting using excel Macros Other Functions: • The Quality Engineer IV participates in the development and implementation of procedures for maintaining and or enhancing the integrity of Santander-s system application • Ensuring the existence of development and service standards • Ensuring that requirements are clearly defined and testab...

Using Bambu AMS printer and am looking to have a football field built. I need a field with 2 goal posts and the lines. In bambu slicer i can color blocks so goal is to click lines white then each grass segment and end zones varyong shades of green. File will be printed then placed inside stadium as a finished product Just like attached photo but with the yard lines drawn so they can be "painted" in bambu studio. More details: Football field. Not the stadium just the field. What dimensions do you want for the football field model? Standard dimensions (120 yards x 53.3 yards) What level of detail do you require for the field, such as textures and grass? Basic detail.

More details: What format are the company names provided in? pdf Do you have the capability to extract text from the PDF files? Not sure How soon do you need your project completed? ASAP

...Management: Tracking outstanding credit and sending payment reminders. - Finance Management: Tracking income and generating financial reports. - CRM: To maintain good relationships with our customers. - E-commerce Integration: Development of a functional e-commerce website and application. - POS: A point of sale system for store transactions. - WhatsApp Features: Integrating WhatsApp for customer communication. - Reminder and Offers: Sending reminders and offers to customers. - Mobile Application: Developing a mobile application for store management and billing. The ideal candidate should have experience in: - ERP system development. - E-commerce software development. - Creating mobile applications. - Working with CRM, Credit, and Finance Management systems. - Integrating...

...seasoned social media expert who can enhance the online presence of my e-commerce products. The platforms in focus are Facebook and Instagram, where informative and detailed posts about the products are needed. Ideal Skills: - Expertise in creating engaging social media content, particularly on Facebook and Instagram - Experience in e-commerce product promotion - Ability to present product details in an informative and appealing style. Need consumers to be engaged and intrigued. Your application should demonstrate your previous experience in this area. Show me how you can turn product details into compelling social media posts ready to catch customers' attention....

...A seamless system to handle the processing of orders and managing sales records effortlessly. - Customer Relationship Management (CRM): A centralized platform to store and manage customer information, with a focus on providing personalized and exceptional customer service. - POS & Credit Management: An integrated point of sale system that also incorporates credit management functionalities. - Finance Management: A module dedicated to tracking financial transactions, generating reports, and managing financial records. Additionally, I'm interested in the following eCommerce functionalities: - Product Catalog Management: The ability to easily create, update, and manage product listings on my online store. - Shopping Cart: A user-friendly interface that allows customers to ...