Sojitra V.

My role involves assessment of business and financial risk profiles of large corporates who have approached Banks/Financial Institutions for various fund based and non-fund based facilities & assigning rating based on various parameters. My work primarily involves assessing request of clients for various Fund Based & Non-Fund Based Facility. My job roles involves Preparing Appraisal Note, Sanctioning credit facilities & execution of Loan Documentation. I also have an experience of Retail Advances Portfolio & monitoring of advances accounts. Proficient finance professional with around 2 years of rich experience in Credit Analysis and financial modeling. In depth knowledge about sectors like Infrastructure, FMCG, Automotive, Textile and Ceramic. Extensive experience working on MS Excel based financial models and managing clients expectation through extensive engagement. Analyzing the business models and financial profiles of the companies to assess the credit risk profile - Engaging discussions with the senior management of the credit issuing company, managing the clients’ rating expectation and making timely clarification regarding any discrepancies - Extensively working on MS Excel based financial models to make the future financial projections - Analyzing the debt servicing ability of the companies. - Developing domain knowledge regarding various industries like Infrastructure (Roads and Bridges), Auto Ancillaries, FMCG, Textile and Ceramic to understand the industry dynamics and future outlook - Writing various public documents like rating rationale and credit rating reports - Also, engaged in providing analytical support and training to new joiner