Animation to explain a (risk management) concept.
person A needs to find 3 persons (who then become also person A) to find 3 persons etc. etc. (1-3-9-27-81-243-729-2187!)
every person indicates to their person A the total amount that they want to cover (e.g. 50.000,- for an aeroplane and 10.000,- for a car)
The 3 persons pay 1% of that amount that they want to cover to person's A account (this also is a proof of coverage!)
person A keeps the money secure for the event there is a claim in the group.
If there is a claim, then every person A pays an equal share from the amount covered to pay for the claim.
This amount is initially paid by every person A and only after at least 3 persons have acknowledged that claim..
After that every person levels the original amount to their person A, to maintain their coverage.
If there are more claims the procedure repeats itself. If there are no claims the money stays in the account of all A persons.
If somebody wants to quit he can ask his money back at person A, who finds another person in place.
The system only works if there are many participants and can only start whith a minimum of participants after 7 steps! 2187x100,- =218700,-!
so when there are 2000 participants, a claim of 200.000,- could be covered by paying 100,- each! (this should show in the animation!)
Normally an insurance company will take upto 4% of 200.000,- = 8000,-! (you could have upto 80 members in the group with a claim like that)
The advantage that no money goes to companies or employees or buidings or taxes or excessive paperwork shareholders etc.
In principle all claims are honoured, however the system is built on trust (no law or judges accepted, only members decide!)
So only the claims are paid and a small yearly fee to maintain the system. (false claim and you risk being exempted from the system)
Money stays with the members, everybody is responsible for 3 members
The aim for the system is to make people relaxed so they can be healthier and do not need to argue for getting money when things happen....
I am looking for simplicity, can be black and white or with minimum colors, 2d is fine!
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