track progress toward financial goals graphically using monthly, quarterly or annual account balance entries(manual).
track progress against three standards
100% cash flow standard -
$0 present value, time frame, monthly deposit, assumed return, future value
Lump sum standard - $present value, time frame, assumed return, future value
Compromise plan - $present value, time frame, monthly deposit, assumed return, future value
program should plot and track actual values versus the three standards on one set of axes.
it should also be able to take subsequent review meeting data and recalibrate the three standards without destroying previous history.
program should be able to create graphs for mutiple goals as well as present an aggregate graph of all goals.
monthly inputs would consist of account balances earmarked for specific goals.
possible goals would be accumulation (up to 3), retirement, education (up to 3)
program should allow the data entry person the ability to name the goals
graph may look similar to this: *_contact for picture_*
possibly Excel or Access or whatever other database program might get the job done and provide cut and paste capability of the charts into microsoft word