Product features include but are not limited to: •Targeted Web-based marketing for loan officers, branches, and brokers •Professional private branded Web sites •Scenario-builder tools to assist with consumer "what-if" scenarios •Lead Capture Capabilities •Prospect education •Prospect qualification •Mobile Loan Officer functionality •Loan application data entry •Instant Web documents •Loan product selection •Alerts to keep transaction participants informed •Credit checking •Automated underwriting •Closing cost management •Settlement service ordering •Compliance verification •Integration with downstream systems such as secondary marketing, accounting, etc. •Private labeled with customer's company logo and unique branding •Easy to understand dynamic application guides consumers through the entire process •Consumers are provided with a detailed listing of closing costs and fees •Task sensitive help provides “virtual loan officer?? support •Convenient real-time online approvals and loan status •Lender specified rates and products •Online fee collection •Seamless integration of credit, DU, LP and lender specific underwriting stipulations •Website administration tools enable management of site content •Provides easy integration with existing origination channels Automated Decision Engine ??" Loan origination Decision Engine delivers multi-product, real-time, risk adjusted eligibility, pricing and qualification in a single transaction Instant Access to credit reports and AUS decisions Integrated access to DU/LP and credit service providers Automated Rate Tracking ??" e-mail notification to borrowers when pricing changes for their specific loan scenario Real time online approvals and loan status ??" Available to the borrowers Online Forms ??" URLA, Good Faith Estimate, and Truth in Lending Statement Multiple Transaction Types ??" Purchases, Refinances, HELOCS
1) Complete and fully-functional working program(s) in executable form as well as complete source code of all work done.
2) Deliverables must be in ready-to-run condition, as follows (depending on the nature of the deliverables):
a) For web sites or other server-side deliverables intended to only ever exist in one place in the Buyer's environment--Deliverables must be installed by the Seller in ready-to-run condition in the Buyer's environment.
b) For all others including desktop software or software the buyer intends to distribute: A software installation package that will install the software in ready-to-run condition on the platform(s) specified in this bid request.
3) All deliverables will be considered "work made for hire" under U.S. Copyright law. Buyer will receive exclusive and complete copyrights to all work purchased. (No GPL, GNU, 3rd party components, etc. unless all copyright ramifications are explained AND AGREED TO by the buyer on the site per the coder's Seller Legal Agreement).
Platform interface must integrate with the following but not limited to: Biscom, Microsoft Certified Solution Provider, Oracle, VMP, Freddie Mac, Fannie Mae (DU or DI), Byte, Point, etc. The following platform languages are only our thoughts and may include but are not limited to: J2EE, SOAP, WSDL, XML, UDDI, SOA, Java, Sun, Oracle, APIs, HTML, HTTP, MySQL, ASP, SSL, PHP, SSH Tunnel, SCP, SFTP, FTP, etc. Other things we have in mind, but are not limited to: Monitor the network connection, core server configuration maintenace, electronic delivery of disclosures, several control objectives, testing of operating efficiencies, processing environment redundancy, platform scalability, extensive data backup, security measures, rate quotes, resource center, automated rate updating, site reporting, remote access for everyone, etc.