Develop Comprehensive Tax Filing Platform

# XYZ Tax Solution Product Requirements Document (PRD) ## 1. Product Vision XYZ Tax Solution is a self-service tax filing platform that enables taxpayers to upload tax-related documents, automatically extract data, generate tax computations, receive fee quotations, make payments, and obtain a completed ITR JSON package for filing. Target users: * Salaried Individuals (ITR-1) * Investors (ITR-2) * Businesses and Professionals (ITR-3) * Presumptive Taxpayers (ITR-4) * Chartered Accountants * Tax Return Preparers --- # 2. User Roles ## Taxpayer Can: * Register account * Upload documents * Complete questionnaires * View computation * Pay fees * Download outputs ## CA / Tax Expert Can: * Review cases * Request clarification * Approve computations * Generate final return package ## Admin Can: * Manage users * Configure pricing * Monitor workflows * View analytics --- # 3. Client Onboarding Mandatory Fields: * Name * PAN * Aadhaar (optional) * Mobile * Email * Assessment Year Verification: * OTP via Mobile * OTP via Email Status: * Pending * Verified * Active --- # 4. Return Type Classification Engine Questionnaire determines: * Salary Income * House Property * Capital Gains * Business Income * Foreign Assets * GST Registration Auto-select: * ITR-1 * ITR-2 * ITR-3 * ITR-4 Override available for CA. --- # 5. Document Upload Center Supported Documents: ### Mandatory * Prefill JSON ### Optional * AIS * TIS * Form 26AS * Capital Gain Reports * Bank Statements * Interest Certificates * Rent Receipts * Housing Loan Certificates * GST Reports Validation: * File Type Check * Duplicate Detection * Virus Scan Storage: * Encrypted Storage * Audit Log --- # 6. AI Extraction Engine Extract from Prefill JSON: * PAN * Name * Address * Salary * TDS * Bank Accounts Extract from AIS/TIS: * Interest * Dividend * Securities * Foreign Remittances Extract from 26AS: * TDS * TCS * Advance Tax Extract from Capital Gain Reports: * STCG * LTCG * ISIN * Sale Consideration * Cost of Acquisition Extract from GST Reports: * Turnover * GSTIN * Filing History --- # 7. Dynamic Questionnaire Salary Cases: * HRA * 80C * 80CCD * 80D * Home Loan Capital Gain Cases: * Exemption Claims * Section 54 * Section 54F Business Cases: * Audit * Depreciation * Partner Details Presumptive Cases: * 44AD * 44ADA * 44AE Questions appear dynamically. --- # 8. Tax Computation Engine Generate: * Gross Income * Deductions * Tax Liability * Interest * Refund Outputs: * Computation PDF * Working Papers Flags: * AIS mismatch * 26AS mismatch * Missing documents --- # 9. Pricing Engine Base Pricing: ITR-1 = ₹499 ITR-2 = ₹999 ITR-3 = ₹2499 ITR-4 = ₹999 Add-ons: Capital Gain = ₹1000 GST = ₹1000 Foreign Income = ₹3000 Complex Review = ₹1500 Rules configurable by Admin. --- # 10. Payment Module Integrations: * Razorpay * Cashfree Features: * UPI * Cards * Net Banking Status: * Pending * Paid * Failed * Refunded --- # 11. CA Review Dashboard Queue View Shows: * New Cases * Clarification Required * Approved * Delivered Filters: * Assessment Year * Return Type * Assigned Expert --- # 12. Client Communication Notifications: * Email * SMS * WhatsApp Events: * Upload Required * Payment Received * Review Complete * JSON Ready --- # 13. Deliverables Client receives: * Computation PDF * Tax Summary * Working Papers * Final JSON File Download Center available. --- # 14. Security Mandatory: * SSL * Encryption at Rest * Role-Based Access * Audit Logs * Consent Records Retention: * Minimum 8 Years --- # 15. Analytics Dashboard Track: * Revenue * Returns Filed * Conversion Rate * Average Fee * Refund Amount * Processing Time --- # 16. Future Roadmap Phase 2: * Automated JSON generation * Broker integrations * GST APIs Phase 3: * Direct filing integrations * ERI/GSP partnerships * Fully automated return processing Phase 4: * White-label platform for CA firms * Franchise model * Enterprise tax operations

Project ID: 40477267