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I am the founder of SpotMe, a peer-to-peer payment app for college students launching across Massachusetts universities in 2026. I need an experienced full-stack developer to build the MVP from scratch. What SpotMe does: SpotMe works like Venmo or Cash App with one key difference — every dollar you send to a friend earns you entries into a weekly cash prize drawing. The prize pool is funded by a 1.5% transaction fee on every send and grows automatically as the user base grows. No purchase necessary to win. What I need built: ∙ User registration and login — email/password plus Google OAuth via Supabase Auth ∙ P2P payment sending flow integrated with a banking-as-a-service provider (Stripe Treasury or [login to view URL]) ∙ Sweepstakes entry system — $1 sent equals 1 entry, entries tracked per user per week ∙ Weekly drawing engine using cryptographically random winner selection with full audit log ∙ Member dashboard showing entry count, prize pool countdown, transaction history, and referral tracker ∙ Referral system — unique codes, bonus entries for successful referrals ∙ Free alternative method of entry form (legally required for sweepstakes compliance) ∙ Admin panel for running drawings, crediting transactions, and managing members ∙ Transactional email via Resend — winner notifications, welcome emails, drawing results ∙ Full deployment to Vercel with Supabase PostgreSQL database Tech stack: React with TypeScript, Node.js with Express, Supabase (auth + database), Stripe, banking-as-a-service partner, Tailwind CSS, Vercel deployment What I will provide: I have a complete technical brief document covering system architecture, database schema with all tables, full REST API endpoint specifications, third party service list, and an 8-week development timeline. You will not be starting from scratch on the planning — everything is documented and ready to hand over. Who I am looking for: Someone who has shipped real fintech or subscription apps before. Supabase experience is required. Stripe experience is required. Experience with banking-as-a-service providers (Stripe Treasury, [login to view URL], or Synapse) is a strong plus. Please include links to relevant projects you have built — not just your profile portfolio but actual live apps or GitHub repos showing payment and auth integrations
Project ID: 40318320
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118 freelancers are bidding on average $4,171 USD for this job

With over a decade of experience in web and mobile development, specializing in fintech solutions and blockchain technologies, I understand the unique challenges you face in building SpotMe, a peer-to-peer payment app with a sweepstake feature. Your vision for revolutionizing payments in college communities is commendable, and I am excited to bring my expertise to this project. In the past, I have successfully delivered complex fintech applications, including P2P payment systems and subscription-based platforms. My experience with Supabase and Stripe aligns perfectly with your requirements. I have a proven track record of integrating secure payment gateways and creating seamless user experiences in similar projects, ensuring compliance and efficiency throughout the development process. I am confident that my skills in React, Node.js, and Supabase, combined with my experience in deploying solutions on Vercel, make me the ideal candidate to bring your vision for SpotMe to life. I welcome the opportunity to discuss your project further and collaborate on building a cutting-edge solution that resonates with your target audience. Let's make SpotMe a reality together.
$4,000 USD in 45 days
9.1
9.1

With over 600 successful projects completed and a track record of building high-quality web and app solutions, our team is uniquely qualified for your P2P payment app project. It's a thrill to work on something so innovative that can make a real difference in people's lives! Our experience in full-stack development, working with technologies like React, Node.js, TypeScript, Stripe, and Supabase aligns perfectly with your requirements. The fact that we've successfully handled large-scale projects using banking-as-a-service providers and have deep knowledge of financial compliance will make sure your sweepstakes feature operates smoothly while staying legally compliant. We're also fully equipped to handle the massive database management and log requirements this app may need through our expertise in AWS and Google Cloud. Lastly, we're excited about SpotMe's unique value proposition - turning everyday transactions into an exciting lottery game. That enthusiasm will show in the user experience we'll create for your customers. We've always maintained our professional values while delivering cutting-edge products just like you expect from us. Don't just take my word for it; I'll be more than happy to provide you with actual live apps or GitHub repos showcasing payment and auth integrations
$4,000 USD in 30 days
9.2
9.2

Hello! Our team has extensive experience building fintech and transaction-based platforms, including solutions with Stripe integrations, Supabase and full-stack applications. We also have senior developers with deep expertise in scalable backend architecture, which allows us to confidently handle a project of this complexity from end to end. Based on your requirements, we can implement the full MVP from user authentication and P2P payments via Stripe or a banking-as-a-service provider, to the sweepstakes logic with secure, auditable random selection, entry tracking, and admin controls. We also have experience designing dashboards, referral systems and transactional email flows, ensuring both user experience and backend reliability are covered. Your detailed technical documentation will allow us to move efficiently while still validating key areas. We understand the importance of scalability and compliance in a product like this, especially with financial transactions and sweepstakes mechanics. Our team can deliver clean, production-ready code, structured architecture and a smooth deployment to Vercel, while maintaining clear communication throughout the process. Please, review our profile https://www.freelancer.com/u/tangramua where you can find detailed information about our company, our portfolio, and the client's recent reviews. Please contact us via Freelancer Chat to discuss your project in details. Best regards, Kateryna Sales department Tangram Canada Inc.
$4,450 USD in 7 days
8.9
8.9

Hi, This is Elias from Miami. I checked your project description and understand you’re looking to build a peer-to-peer payment app for college students, which also includes a sweepstake feature. This sounds like a fun and engaging way to attract users! I’ve worked on several similar platforms and understand the key technical challenges involved in creating secure and user-friendly payment systems. My approach would involve building a robust backend with Node.js and integrating Stripe for payments, while ensuring a seamless mobile experience with Tailwind CSS. I have a few questions to get a better understanding: Q1 – What user roles do you envision for the app, and will there be different features for each role? Q2 – Are there any specific payment gateways you want to integrate apart from Stripe? Q3 – How do you plan to manage user authentication and security for transactions? I’d be happy to go through the details and suggest the best technical approach. Looking forward to hearing from you.
$4,000 USD in 30 days
8.3
8.3

With my 14+ years of full-stack development experience, I approach the SpotMe project with the skill set that fits your needs and more. I'm well versed in Node.js and have a strong understanding of PHP and Stripe, which are essential components in realizing your fintech app vision. Furthermore, my proficiency in Tailwind CSS will guarantee a stylish and visually compelling user interface that not only functions optimally but also captures your target audience's attention. I have worked on projects involving monetary transactions before, such as e-commerce platforms, payment gateways, and banking API integrations, so I'm familiar not just with the technical side of things but also with the legalities and compliance aspects - an important factor for ensuring a smooth sweepstakes experience on your app. Lastly, my dedication to high-quality results, along with my commitment to excellent communication, guarantees a productive partnership. I believe that we can take SpotMe from just an idea to the lucrative venture it is meant to be. Thank you for considering me and I assure you that if given the opportunity, I won't just meet your expectations - I'll exceed them.
$4,000 USD in 7 days
8.4
8.4

Hey — SpotMe is a strong concept, and I’ve built similar fintech flows with auth, payments, and reward logic. I can take your full spec and execute cleanly using React + Node + Supabase + Stripe, covering P2P payments, sweepstakes engine (secure/random with audit logs), referrals, and admin panel. Focus will be reliability, compliance-ready structure, and smooth UX from send → entry → draw. Timeline: aligns well with your 8-week plan. ⁉️Quick question: have you finalized your banking partner (Stripe Treasury / Unit), or should I help set that up as well?
$3,000 USD in 7 days
7.5
7.5

As a tech-savvy individual, well-versed with diverse technologies from React.js and Node.js to Python and AWS, my technical expertise is surely a value addition to your project. I've successfully contributed to the development of multiple fintech apps in the past and am confident in my ability to meet the unique demands of SpotMe. Having acquired hands-on experience with Supabase firsthand whilst utilizing Stripe for seamless payments, I understand the integral role they play in SpotMe's architecture. Efficiency is one of my primary ideals; this means I will get Proficient at up to speed as quickly as I create clean and scalable code whilst adhering to agreed-upon timelines. With your technical brief providing a structurally sound foundation for SpotMe's MVP, my proven ability to adeptly navigate complex integration tasks and manage databases will ensure a smooth development process. Let's bring SpotMe to fruition together!
$4,000 USD in 17 days
6.9
6.9

Hello Sir, How would you like a demo of a fully functional P2P payment app with an innovative sweepstake feature, with no obligation? My extensive fintech experience, particularly with Stripe and Supabase, allows me to build secure, compliant, and user-friendly solutions tailored for college students. Let's discuss how we can bring SpotMe to life with a robust MVP that captivates your target audience. Best, Smith
$4,000 USD in 7 days
6.8
6.8

Hello I have read your requirements and I am sure I will be able to help you. Please message me so that we will have technical discussion. I have 9+ years of combined experience in Mobile Application development, Website development, Desktop application development, 3rd party Artificial Intelligence api, AR/ VR, Chatbot, Blockchain- Cryptocurrency, CRM & ERP, Game Development and any other Software development. I am having expertise in Native on Android Java, kotlin and IOS Swift, and For Hybrid Cross platform on Flutter Dart & React- Native, and for web and backend on react js and node js, Python Django , java spring boot and php CodeIgniter mvc. Please consider me and initiate a chat for further detailed discussion. Regards, Anju Logical Soft Tech Pvt Ltd, Indore(M.P)
$3,000 USD in 40 days
6.5
6.5

Hello! As per your project post, you’re looking to build SpotMe, peer to peer payment app with a sweepstakes feature for Massachusetts college students that combines Venmo style transactions with a weekly prize drawing system powered by transaction based entries. The goal is to develop a secure fintech MVP with reliable payment infrastructure, compliant sweepstakes logic, and a scalable backend ready for university wide launch in 2026. My focus will be on delivering a complete fintech MVP, featuring: secure user authentication with Supabase and Google OAuth, P2P payment flow with Stripe Treasury or Unit integration, sweepstakes entry tracking and weekly drawing engine with audit logs, member dashboard with prize pool countdown and referrals, alternative entry method for compliance, admin panel for drawings and member management, transactional email integration, and full deployment on Vercel with Supabase PostgreSQL. I specialize in React TypeScript applications, Node.js and Express backend development, Supabase and PostgreSQL systems, Stripe and fintech integrations, and scalable cloud deployments, with focus on security, compliance, and reliable payment workflows. My focus will be on building a production ready MVP aligned. Let’s connect to review your technical brief, compliance requirements, and development roadmap for launching SpotMe successfully. Best regards, Nikita Gupta.
$3,000 USD in 45 days
6.6
6.6

Hello — I’m Iosif, a full-stack engineer with experience building fintech platforms, payment systems, and secure backend infrastructure. I’ve worked on apps involving Stripe integrations, wallet logic, referral systems, and audit-sensitive workflows, where correctness and compliance matter. SpotMe is a strong concept, and the key risk areas (payments, sweepstakes logic, auditability) are exactly where I focus. How I’d approach your MVP • Auth & user system — Supabase Auth (email + Google OAuth), secure session handling • Payments layer — Stripe + banking-as-a-service (Treasury/Unit) with clean abstraction for transfers, fees, and ledger tracking • Sweepstakes engine — deterministic entry tracking ($1 = 1 entry), weekly aggregation, and cryptographically secure winner selection with full audit log • Core product flows — P2P transfers, dashboard (entries, pool, history), referral system, and AMOE compliance flow • Admin panel — drawing execution, member management, transaction oversight • Email system — Resend integration for notifications and lifecycle messaging • Deployment — Vercel + Supabase PostgreSQL with production-ready structure I focus on building clean, auditable systems — especially important for payments + sweepstakes compliance. I’ve delivered platforms with similar patterns (payments, incentives, user tracking, admin tooling), and I’m comfortable working from a pre-defined spec and timeline like yours.
$8,000 USD in 40 days
6.7
6.7

This project’s goal is clear, and your detailed brief means the groundwork is solid. I’ve built fintech MVPs before where I integrated P2P payments with Stripe Treasury and handled sweepstakes features tied to transaction data. For your sweepstakes engine, I'll ensure the weekly drawing uses cryptographically secure randomness and keep a transparent audit log to meet compliance needs. Linking entries directly to transactions and creating the free alternative entry method will be tightly integrated for legal safety and user trust. One question: Do you want the referral bonuses applied instantly or only after a referred user completes their first transaction? Also, for the admin panel, do you prefer a custom-built React dashboard or an open-source admin framework to speed up development? I’m ready to start building your MVP with Supabase Auth, Stripe integration, and smooth deployment to Vercel right away. Let’s get the first version showing value to your users as soon as possible.
$4,000 USD in 7 days
6.0
6.0

⭐⭐⭐⭐⭐ ✅Hi there, hope you are doing well! I have previously built a peer-to-peer payment app integrated with Stripe and Supabase Auth that enabled seamless transactions and real-time user engagement with a rewards system. From my experience, the most critical part of successfully completing this project is robust integration of payment and authentication systems with secure and scalable backend architecture. Approach: ⭕ I will start by thoroughly reviewing your technical brief and set up the Supabase Auth with email/password and Google OAuth. ⭕ Integrate banking-as-a-service provider for P2P payments, ensuring secure and compliant transactions. ⭕ Implement the sweepstakes entry system with precise tracking and cryptographically secure winner selection alongside audit logs. ⭕ Develop user and admin dashboards with real-time data on entries, prize pools, transactions, and referrals. ⭕ Incorporate transactional emails with Resend for notifications and results. ⭕ Deploy the entire system on Vercel with Supabase PostgreSQL and test rigorously for performance and security. ❓Could you please clarify any specific compliance requirements for the sweepstakes entry form and admin panel? I am confident in delivering this MVP efficiently within your 8-week timeline and ensuring a scalable, secure payment platform tailored for college students. Best regards, Nam
$4,000 USD in 30 days
5.3
5.3

Hello! This is James from Hollywood. I’ve read your project description for the SpotMe P2P payment app carefully and I believe I have the skills and experience to bring your vision to life. With over 15 years of expertise in full-stack development, including mobile app development, I have a strong background in PHP, Node.js, and integrations like Stripe. I understand that your goal is to create a user-friendly payment platform for college students, and I’m excited about the potential of incorporating a sweepstake feature to enhance engagement. I’ve successfully developed similar applications in the past, such as a peer-to-peer marketplace app and a budgeting tool for students, and I can ensure your app will be intuitive and reliable. Could you please clarify the following questions to help me better understand the project? 1. What specific features do you envision for the sweepstake functionality? 2. Are there any particular design inspirations or elements you would like to incorporate into the app? I propose to start with a comprehensive design phase, followed by iterative development, ensuring we integrate user feedback along the way. Let’s chat more about how we can make SpotMe a standout app! Looking forward to your response.
$4,500 USD in 14 days
5.0
5.0

I hope you're doing well! My name is Nawal, and I bring over nine years of experience in [ProjectTitle]. After carefully reviewing your project brief, I’m confident that I understand your needs and can deliver exactly what you're looking for. Here’s what I offer: ✅ Multiple initial drafts within 24 to 48 hours ✅ Unlimited revisions until you're 100% satisfied ✅ Final delivery in all required formats, including the editable master file and full copyright ownership You can check out my portfolio and past work here: ? Freelancer Profile – eaglegraphics247 I’d love to discuss your project further and explore how we can make your vision a reality. Let me know a convenient time for a quick chat! Looking forward to working together. Best regards, Nawal
$3,000 USD in 5 days
4.8
4.8

Hi [Client Name], your vision for SpotMe captures a critical gap in the student fintech market—integrating gamified rewards like sweepstakes into the utility of P2P payments is exactly how you drive high daily active usage within the Gen Z demographic. Having previously architected campus-focused micro-transaction platforms, I understand that the success of a student-facing app hinges on instant settlement and a frictionless social experience that feels native to their lifestyle. I have worked extensively with secure financial APIs and bank-grade encryption to bridge the gap between complex backend compliance and the high-speed, intuitive interface that Massachusetts college students expect during a high-stakes launch. To build a robust foundation for SpotMe, I recommend a high-performance tech stack using React Native for a seamless cross-platform experience, backed by a Node.js and PostgreSQL architecture designed for ACID-compliant transaction ledgers. For the payment backbone, I’ll implement Plaid for instant KYC and bank authentication alongside Stripe Connect or Dwolla to manage the actual P2P transfers and virtual wallet balances. The sweepstakes engine will be engineered as a decoupled microservice, utilizing a cryptographically secure pseudo-random number generator (CSPRNG) and a Redis-based queue to process entries in real-time without impacting transaction latency. I will also prioritize a robust API layer with OAuth 2.0 and AES-256 encryption to ensure every student data point is hardened against vulnerabilities while maintaining the speed necessary for a viral campus rollout. Regarding the sweepstakes logic, are you planning on rewarding entries based on transaction volume, or will it be a flat entry per payment to keep the user experience as simple as possible? I would also like to discuss how we will handle the "No Purchase Necessary" legal requirements to ensure the app remains fully compliant with both federal and Massachusetts state laws. I’m available for a brief sync this week to map out the MVP milestones and see if my technical roadmap aligns with your current launch timeline; let me know if you'd like to jump on a quick call to dive into the specifics.
$4,526 USD in 21 days
4.2
4.2

Hi, I can help you with this. I am a developer with extensive experience with automations and integrations. I've helped clients with similar projects. Let me know your interest, Sincerely, Nicolas
$4,000 USD in 7 days
3.4
3.4

How are you planning to verify college status for early users — school email, student ID upload, or a third-party verification API? I understand how frustrating it is to balance fast, frictionless P2P flows with compliance and trust — especially when adding a sweepstake mechanic that must feel fair and legal to students. I recently led development of a campus-focused P2P/payments product that used Stripe for payments, a Node.js backend, and native Android clients. We implemented wallet top-ups, instant peer transfers, a randomized sweepstake entry tied to transactions, server-side anti-fraud checks, and an admin dashboard for managing draws and payouts — which directly improved engagement and retention in targeted campuses. What I’ll focus on for SpotMe - Core user flow: student sign-up + verification, wallet top-up (card/ACH), send/receive, sweepstake entry rules, and withdrawals - Payments and compliance: Stripe integration, spend/transfer limits, KYC/age checks, and MA regulatory considerations - Sweepstake: audited randomness, audit logs, admin controls for draws, anti-fraud and rate limiting - Tech fit: Node.js or PHP backend, Android-native or cross-platform mobile, secure APIs, web admin UI (Tailwind-friendly), analytics and push notifications If you want, we can jump on a quick call and I’ll share a concise approach and milestone plan tailored to your launch in Massachusetts. Regards Ali Zain!!
$4,000 USD in 7 days
0.0
0.0

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