
Closed
Posted
Paid on delivery
I need a developer or small team to create an internal, cloud-hosted P2P payment solution for my organization. The system must let users do the following: • Transfer funds to other users in real time • Pay bills directly from their wallet balance • View and manage their wallet, including balance, transaction history, and basic account settings Target platforms are Web, iOS, and Android, so I expect a shared backend and clean, native-feeling front-end experiences on each. Security is critical: for this first release we will rely on robust password-based authentication, but I want the codebase structured so we can add two-factor or biometric options later without major refactoring. Core expectations – Scalable, cloud-native architecture (AWS, GCP, or similar) – Secure API layer for all transactions – Simple, intuitive UI/UX that matches our existing brand guidelines – Admin dashboard for monitoring transactions, user accounts, and system health – Clear documentation and hand-off so my in-house team can maintain and extend the product If you have proven experience building payment systems, wallet services, or fintech apps, I’d love to see your portfolio and hear how you would approach this project.
Project ID: 40617446
292 proposals
Remote project
Active 4 hours ago
Set your budget and timeframe
Get paid for your work
Outline your proposal
It's free to sign up and bid on jobs
292 freelancers are bidding on average $245 USD for this job

I am well-equipped to develop a reliable and secure P2P payment solution for your organization, considering real-time fund transfers, bill payments, wallet management, and robust security needs, including future enhancements like two-factor authentication. I have significant experience in payment systems and fintech applications, enabling me to deliver a cloud-native solution on AWS or GCP with an API layer for seamless transactions across Web, iOS, and Android platforms. I will prioritize creating a user-friendly UI/UX design aligned with your brand guidelines, alongside an admin dashboard for transaction monitoring and system health insights. I will also provide comprehensive documentation and training for a smooth hand-off to your team. Let's discuss specifics like integrations, scalability, timelines, and budget to ensure we align with your long-term vision and build a strong partnership. I look forward to collaborating on this cutting-edge project.
$225 USD in 5 days
8.9
8.9

Hello, With A4Logic, you aren't just getting a web and software development team, you're gaining the experience of a group that has consistently delivered secure, scalable solutions to clients seeking complex transactions and smooth UI/UX. Our core skill set overlaps perfectly with your project requirements - PHP for effective backends, Mobile App Development for optimised native feeling experiences, and Website Design for a clean, intuitive user interface. Drawing from our extensive expertise in API integrations and payment gateways, we understand the pressing need for security in a project like yours. That's why we don't just build systems- we employ robust design principles that allow for seamless integration of additional authentication options like multi-factor or biometric features. Our commitment to maintaining strong client relationships is complemented by our 5.0 rating and 97% project completion record. We ensure clear milestones, give practical recommendations when needed Thanks!
$180 USD in 3 days
8.6
8.6

Hi, I've built payment and wallet systems for fintech clients across web and mobile. Your need for extensible auth architecture (password-first, then 2FA/biometric) tells me you want clean, maintainable code—that's exactly how we structure these projects. Message me to discuss your timeline and cloud preference. Regards, Nurul Hasan
$200 USD in 14 days
8.8
8.8

Hey, I will deliver your P2P payment system across Web, iOS, and Android: real-time fund transfers, bill pay from wallet balance, and an admin dashboard for transaction monitoring. The auth layer will be modular so adding 2FA or biometrics later requires minimal rework. On a similar fintech build, structuring the wallet ledger as an event log eliminated balance discrepancies entirely. Questions: 1) Which cloud provider does your org already use (AWS, GCP, other)? 2) Do you have existing brand/UI guidelines or Figma files to follow? Share your current stack details and I will outline the architecture this week. Looking forward to potentially working together. Thanks, Kamran
$90 USD in 5 days
8.7
8.7

Hello, I have seen your project description and understand that you need a secure, cloud-hosted P2P payment platform with digital wallets for Web, iOS, and Android. I understand you need a scalable fintech solution that enables real-time peer-to-peer transfers, bill payments, wallet management, transaction history, secure authentication, and an admin dashboard for monitoring users, transactions, and system health. The platform will be built using a cloud-native architecture with secure REST APIs, encrypted transactions, role-based access control, and a modular codebase that supports future enhancements such as biometric authentication, two-factor authentication, and additional payment integrations. I have extensive experience developing fintech applications, digital wallets, payment gateways, secure API integrations, and cross-platform mobile applications. The solution will include complete source code, technical documentation, deployment support, and a comprehensive handover for your in-house team. I will provide 2 years of free ongoing support and complete source code. We will work with Agile methodology and keep you updated throughout the project to ensure a smooth and transparent development process. I can start immediately and would be happy to discuss your preferred cloud infrastructure, payment workflows, implementation roadmap, and project timeline. Regards, Christina
$140 USD in 10 days
8.5
8.5

Hi, I reviewed the request for an internal, cloud-hosted P2P payment system with real-time transfers, wallet management, bill payments, and an admin dashboard across Web, iOS, and Android. I’ll build a shared backend using Cloud Computing and Web Development with a secure PHP-based API layer for transactions, wallet balances, and transaction history. For native-feeling experiences, I’ll align the UI/UX to your brand guidelines while keeping the codebase structured for future 2FA/biometric upgrades without major refactoring. Security and maintainability will be a priority, with clean interfaces, robust authentication, and clear documentation for hand-off to your in-house team. Let’s discuss here now.
$150 USD in 7 days
8.5
8.5

Hi, I reviewed your project requirements carefully, and I’d be excited to help you build this payment solution with a secure, scalable, and user-friendly web application. Based on your requirements, I recommend using PHP Laravel. It provides excellent security, scalability, and long-term maintainability while allowing us to deliver a modern, responsive UI/UX tailored to your brand identity. With 10+ years of experience in web development, I have successfully delivered SaaS platforms, eCommerce solutions, business websites, custom web applications, and complex feature integrations. I focus on writing clean, maintainable code and following industry best practices to ensure reliable performance. If additional resources are needed, I also have experienced team members who can join the project to accelerate development while maintaining high quality. I’d love to discuss your project in more detail, define the first milestone, and begin development as soon as possible. My goal is to build a payment solution that is secure, fast, and easy for your users to use. I look forward to hearing from you. Thank you, Ali
$120 USD in 5 days
8.3
8.3

Hi, We can build your cloud-based P2P payment platform for **Web, iOS, and Android** with a shared secure backend, real-time wallet transfers, bill payments, transaction history, and an admin dashboard. We’ll focus on a scalable architecture, secure APIs, strong authentication, and a codebase that can later support **2FA/biometric authentication** without major changes. We can also handle deployment, testing, documentation, and handover. We have experience with payment integrations, APIs, dashboards, and scalable full-stack applications. **Best regards,** **Muhammad Rizwan LA**
$100 USD in 2 days
8.3
8.3

Hi, I will build your secure cloud-hosted P2P payment system using a robust Laravel backend and React Native for cross-platform app performance to deliver a scalable financial application. I successfully developed a real-time transaction ledger for a private banking client recently. I ensure the architecture remains modular, allowing for seamless future integration of 2FA and biometric security features as your internal requirements evolve over time. Estimated timeline: 5 days Budget: $250 Let's discuss and get started. Ajharul
$140 USD in 7 days
7.8
7.8

Hello, I checked your "Cloud P2P Payment System Build" project and it looks like understanding the existing workflow will be important before making any changes. I've worked on similar PHP projects involving php, website design, mobile app development, android, cloud computing, web development, security, api development and prefer delivering work in small milestones so everything stays easy to review and adjust if needed. If you can share a few more details about the current setup and expected outcome, I'll suggest the best approach and provide an accurate timeline. ⭐ 5.0/5 from a recent client: "Project was delivered before Time with Best professional Knowledge One could ever held. Thanks for the support" Final timeline and cost will be confirmed in chat after a complete understanding and documentation of the project expectations in detail.
$150 USD in 3 days
8.0
8.0

Hi, I have extensive experience in developing cloud-based payment systems and fintech apps. For your project, I will create a scalable, cloud-native architecture with a secure API layer for transactions. The system will include intuitive UI/UX designs, an admin dashboard for monitoring, and clear documentation for easy maintenance. Let's discuss further to align on the project details. Regards, Sai Bhaskar
$80 USD in 2 days
7.8
7.8

⭐⭐⭐⭐⭐ Create a Secure P2P Payment Solution for Your Organization ❇️ Hi My Friend, I hope you are doing well. I've reviewed your project requirements and see you are looking for a developer to create a cloud-hosted P2P payment solution. You don't need to look any further; Zohaib is here to help you! My team has successfully completed 50+ similar projects for payment systems. I will build a secure and scalable solution that allows users to transfer funds, pay bills, and manage their wallets seamlessly. ➡️ Why Me? I can easily create your P2P payment system as I have 5 years of experience in developing secure payment solutions, mobile apps, and web applications. My expertise includes cloud architecture, API development, and user interface design. Additionally, I have a strong grip on technologies like AWS and security protocols, ensuring your project is robust and future-ready. ➡️ Let's have a quick chat to discuss your project in detail and let me show you samples of my previous work. Looking forward to discussing this with you in chat. ➡️ Skills & Experience: ✅ Cloud Architecture ✅ API Development ✅ Mobile App Development ✅ Web Application Development ✅ UI/UX Design ✅ Security Protocols ✅ Database Management ✅ Payment Processing ✅ User Authentication ✅ Transaction Monitoring ✅ Documentation ✅ Agile Methodologies Waiting for your response! Best Regards, Zohaib
$150 USD in 2 days
7.9
7.9

Hey, I’ve carefully reviewed your project, and I understand you’re looking to build a secure, cloud-based P2P payment platform that delivers real-time transfers, wallet management, and bill payments across web, iOS, and Android. I can help you develop a scalable solution with a strong focus on security, performance, and future extensibility. I will build a shared backend with secure transaction APIs, responsive web and mobile applications, a comprehensive admin dashboard, and a well-structured architecture that supports future additions like biometric authentication and two-factor authentication. The final solution will include clear documentation for smooth maintenance and future enhancements. I have hands-on experience with similar fintech and payment applications and would be happy to share relevant examples during our discussion. One quick question: Will this platform process real money through an existing banking/payment provider, or is it intended to operate as an internal wallet system within your organization? Portfolio: https://www.freelancer.com/u/Hammadhassan21 Best Regards, Hammad Hassan
$200 USD in 10 days
8.0
8.0

As a senior developer with 7 years of experience in WordPress, Shopify, React, Laravel, HTML, CSS, Bootstrap, JavaScript, jQuery, Ajax, PHP, SEO and graphic design, I'm excited to help bring your project to life. Let's begin with a conversation. I have read through your requirements, and I'm confident that I’m the perfect fit for this task. My goal is to deliver work that exceeds your expectations. We can finalize the price after our discussion to ensure it aligns with your needs. Let's get started!
$40 USD in 1 day
7.4
7.4

Hello, I appreciate the chance to help with your cloud-hosted P2P payment solution. You're looking for a system where users can transfer funds, pay bills, and manage their wallets securely and intuitively. With my 7+ years of experience in developing fintech applications, I understand the importance of a scalable architecture and a user-friendly interface to meet your organization's needs. My approach would involve building a robust backend that supports real-time transactions while ensuring security through a well-structured API. I also prioritize creating a clean UI/UX that aligns with your brand, along with an admin dashboard for comprehensive monitoring. Clear documentation is essential, so your in-house team can manage and extend the solution smoothly. One question I have is how you envision the user experience for bill payments—are there specific integrations or features you’d like to prioritize? Best regards, Ivan Mandinski
$50 USD in 3 days
7.6
7.6

Hi! My name is Marjan and I'm here to offer you my services as a skilled applicant with over a decade of experience working on Freelancer.com. l believe I am the best fit candidate for this project due to my extensive experience; I would like to have a discussion to get to know that we both are on the same page. Once the scope will be locked, I will start working on it right away.
$140 USD in 7 days
7.0
7.0

Hello! As per your project description, you are looking to build an internal cloud hosted P2P payment platform available across Web, iOS, and Android, allowing users to transfer funds in real time, pay bills directly from their wallet, and manage balances, transaction history, and account settings. The platform will also require a shared backend, secure transaction APIs, scalable cloud infrastructure, and an administrative dashboard for monitoring users, transactions, and system health. I can build the platform with secure password based authentication, digital wallet management, real time peer to peer transfers, bill payment workflows, transaction history, account settings, secure API services, and a responsive admin dashboard. The architecture can be designed with a strong security foundation and modular authentication layer so two factor authentication and biometric login can be added later without major changes to the core system. I have experience developing fintech and payment platforms, digital wallet systems, transaction management workflows, secure API architectures, cloud based applications, admin dashboards, and cross platform mobile and web solutions. I will focus on making transfers and wallet operations simple for users. Let's connect to discuss your wallet and bill payment requirements, cloud infrastructure preferences, and the transaction processing flow you want for the initial release. Best regards, Nikita Gupta
$300 USD in 22 days
7.0
7.0

With over X years of solid expertise in full-stack development, API development & integrations, cloud & DevOps, I’m excited to offer my services for the project you've posted. Having successfully built scalable and high-quality software across diverse sectors with a strong adherence to performance and security guidelines, I believe I'm a great fit for this project. My vast experience extends to building successful payment systems and wallet services which I firmly believe would be invaluable in the creation of your internal P2P payment solution. With a strong background in Full Stack Development, particularly in languages like React, Node.js and Laravel, and prior experience working with secure APIs such as Stripe and PayPal, I am well equipped to aid your organization in implementing robust password-based authentication as well as accommodating future two-factor or biometric options upon request with minimal disturbance.
$50 USD in 3 days
7.3
7.3

Greetings, If you're looking for a secure cloud-based P2P payment platform with wallet management, bill payments, and real-time transfers across Web, iOS, and Android, I can build a scalable solution with a strong foundation for future security enhancements. We will build this with: digital wallet, real-time fund transfers, bill payment system, admin dashboard, secure cloud architecture. A couple of questions before I provide a detailed plan: Will this platform integrate with existing banking/payment providers, or will it operate as an internal wallet system only? Do you have any compliance requirements (KYC, AML, or regional regulations) for user onboarding and transactions? Portfolio: freelancer.pk/u/zainalitariq245 Based on your requirements, I can suggest the most scalable approach and provide timeline and cost estimate after discussion. Looking forward to discussing the details. Best regards, Zain Ali
$140 USD in 7 days
6.9
6.9

Hello, With 10 years of experience in full-stack and mobile application development, I can build a secure, cloud-based P2P payment platform for Web, iOS, and Android with a scalable architecture designed for future growth. I recommend React.js for the web application, React Native for mobile, Node.js for the backend, and PostgreSQL for reliable transaction management, providing excellent performance and maintainability. My approach is to develop secure REST APIs, real-time wallet transfers, bill payment workflows, transaction history, and an intuitive admin dashboard for user and system management. I focus on clean architecture, secure coding practices, performance optimization, and cloud deployment while structuring the authentication layer to support future enhancements such as two-factor authentication and biometric login without significant changes. I'd be happy to discuss your payment workflows and the best architecture for a secure, production-ready platform. Best regards
$140 USD in 7 days
7.1
7.1

NEMOURS, France
Payment method verified
Member since Dec 25, 2024
€30-250 EUR
€30-250 EUR
€30-250 EUR
€250-750 EUR
€30-250 EUR
$30-250 CAD
$250-750 USD
₹1500-12500 INR
$250-750 USD
$250-750 USD
₹600-1500 INR
$250-750 AUD
₹1500-12500 INR
€12-18 EUR / hour
$750-1500 AUD
$30-250 USD
$250-750 USD
$30-250 USD
$30-250 USD
$750-1500 USD
₹1500-12500 INR
$250-750 USD
€6-12 EUR / hour
$100-101 USD
$250-750 USD