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need an experienced mobile and backend developer to build a digital loan application for India with a user experience and loan journey similar to Pocketly, but with completely original branding, UI/UX and source code. The app should allow customers to: Customer Features: Register/login using mobile number and OTP Create and manage a customer profile Apply for a loan Select loan amount and repayment tenure View estimated EMI/repayment schedule Upload required documents Integrate PAN and customer identity/KYC verification through an authorised third-party API Add and verify bank account details Track loan application status View approved loan details View repayment schedule and repayment status Receive notifications and reminders Admin Panel: Secure admin login View and manage customers View loan applications Review customer documents Approve/reject applications according to the lender's workflow Manage loan status View repayments and outstanding balances Basic dashboard and reports Backend Requirements: Secure backend API Database Role-based admin access Secure document storage Transaction and activity logs Architecture that supports future integration with KYC, credit bureau, bank/NBFC lending partner, loan disbursement and repayment providers Important: This project is for a digital lending platform and loan application workflow. The developer should not copy Pocketly's branding, logo, proprietary code or exact design. I need an original application with a similar general customer journey.
Project ID: 40694709
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27 freelancers are bidding on average ₹11,944 INR for this job

Hi, I can build an original digital lending platform for India with a smooth, Pocketly-style loan journey without copying its branding, UI, or code. I’ll cover mobile OTP authentication, customer profiles, loan applications, EMI/repayment schedules, document uploads, PAN/KYC API integration, bank verification, application tracking, notifications, and a secure admin panel for application/document/repayment management. The backend will use a secure API-first architecture with role-based access, encrypted document storage, audit/activity logs, and an integration-ready design for credit bureaus, NBFC/lending partners, disbursement, and repayment providers. I can start immediately and focus on building a clean, scalable foundation for future lending integrations. Best regards ADEEL
₹1,050 INR in 7 days
8.1
8.1

With over a decade's worth of experience in the field of web and app development using a wide range of technologies such as PHP, Wordpress, Magento, CSS and React, my team and I are more than capable of delivering a customised digital loan application that encapsulates the client journey you envision. We would approach this project by designing an original branding, UI/UX and source code specifically tailored to your needs; thus avoiding any semblances to Pocketly's proprietary code or exact design as noted. In developing your digital lending platform, we understand the value of user-friendliness and robust security. Our expertise covers creating secure backends with reliable databases and role-based access controls - essential features for managing customer profiles, loan applications, verifying documents, tracking loan statuses and more. We also see the importance of scalability for future integration with services such as KYC, credit bureau and loan disbursement providers; our adaptable architecture ensures this compatibility. Lastly, we put great emphasis on transparency. Our dealings are backed up by well-documented transaction logs and reports. You can be sure of a traceable trail for auditing purposes. Seamless communication plays an important part throughout the project lifecycle with regular updates on milestones achieved. Thank you for considering my profile and give me your project. Mahesh Kumar
₹1,050 INR in 7 days
6.9
6.9

With your digital loan application project, my 8+ years of real-world experience in API and mobile app development will be invaluable. I've successfully completed over 200 projects - encompassing everything from web and app development to AI solutions - and I bring this vast reservoir of knowledge and skill to develop high-quality, scalable products. Your project requiring a secure backend API, database management, secure document storage, role-based admin access, transaction logs and more aligns perfectly with my core competencies. I am confident that I can fulfill your project requirements while creating an experience that is both unique yet familiar to users. My portfolio demonstrates my knack for originality; I place emphasis on the branding, UI/UX, and source code characteristic to every project. For your loan application platform design, I will strike a balance between the solidity of the existing Pocketly design proposal and the originality you require. Your digital lending platform idea aligns seamlessly with the solutions I provide - turning ideas into powerful digital products that drive results. Let's leverage technology together by creating an innovative lending platform 广for India, helping people secure financial assistance in a seamless and reliable manner
₹14,500 INR in 7 days
6.4
6.4

Hi I will be able to help you. Please message me so that we will have detail technical discussion. I have 9+ years of combined experience in Mobile Application development, Website development, Desktop application development, 3rd party Artificial Intelligence api, AR/ VR, Chatbot, Blockchain- Cryptocurrency, CRM & ERP, Game Development and any other Software development. Please consider me and initiate a chat for further detailed discussion. Regards, Anju Logical Soft Tech Pvt Ltd, Indore(M.P)
₹20,000 INR in 13 days
6.6
6.6

Hi, I can build this digital lending platform with a Pocketly-like loan journey while keeping the branding, UI/UX, architecture, and source code completely original. I’ve already developed a similar digital loan product for an e-rickshaw loan provider, including document verification and integrations with required verification APIs, so I’m familiar with the end-to-end lending workflow and the security considerations involved. I’ll focus on making the loan journey simple and trustworthy while ensuring the implementation is original rather than copying Pocketly’s design or proprietary elements. I can handle the mobile app, backend APIs, database, admin panel, third-party integrations and production deployment end-to-end. Best, Kunal
₹800 INR in 7 days
4.9
4.9

Greetings, I have reviewed your project posting. However, the description doesn’t include enough details to accurately assess the scope. Please open a chat so we can discuss your requirements in detail and identify the best solution for your needs. Regards
₹1,050 INR in 7 days
5.1
5.1

Having worked in the software industry for almost two decades, I bring a rich and diverse skill set to your project. As a developer, my expertise extends across backend development and PHP coding—skills that are crucial for building the secure backend API and database your project requires. Furthermore, my PhD in Artificial Intelligence aligns perfectly with the need for generative AI applications, such as those that can automate loan journey processes and analyze data for business insights—two key aspects for the successful completion of your project. Additionally, my experience as Chief Technology Officer of an AI startup has honed my abilities in constructing comprehensive loan management systems. I have built AI-powered tools that offer features analogous to the ones you require—be it document processing or seamless application workflows. These skills and experiences make me an excellent candidate to develop the digital lending platform you need. Best of all, my commitment to delivering innovative and original products aligns with your disclaimer about not duplicating Pocketly's design or branding. With full knowledge that this project necessitates a similar customer journey but distinct branding and UX, I assure you of an end product that is completely unique yet user-friendly enough to attract customers. Overall, I am confident that my skills, extensive experience, attention to detail, and passion for innovation will make me an asset
₹600 INR in 7 days
4.7
4.7

With over 6 years in web and app development, I believe I have the necessary skills and experience to bring your digital loan application to life. My team and I have built sophisticated mobile applications with functionalities that mirror-key components of the Pocketly UX. Although we appreciate the need for distinct branding, we also understand the importance of maintaining a seamlessly intuitive user journey to maximize customer experience. Our strong backend development expertise will ensure robustness, security, and efficiency in your application workflow. We have previously integrated various third-party APIs that authenticate users' identity – an essential requirement for your project. In addition to this, our database management skills and role-based admin access will provide adequate control over customer profiles, loan applications, reviewing of documents, and loan status management. Moreover, we not only develop applications; we develop relationships. Throughout your project journey, I will maintain open communication channels to ensure exactly what you desire - a dynamic application meeting unique business needs. Needless to say, I am eager to bring my passion and experience to this project and turn your ideas into powerful digital solutions. Let's create something remarkable together!
₹1,050 INR in 7 days
4.6
4.6

Scope: a customer mobile app, secure backend and admin panel for a digital lending workflow in India. Original UI, branding and source code, with only the general customer journey as reference. Approach Foundation. Backend API in .NET Core with PostgreSQL, OTP login, customer profile, loan application, and the admin panel with role based access. You get a working end to end journey before any integration is attached. Verification. PAN and KYC through an authorised provider, plus bank account verification. Each provider sits behind its own interface, so changing vendor is a configuration change, not a rewrite. The same holds for bureau, disbursement and repayment partners added later. Servicing. EMI schedule, application and repayment status, notifications, admin dashboard and reports. Controls Documents in encrypted storage, reached by signed time limited links, never public URLs. Every status change written to an activity log that cannot be edited, which a lending partner will ask for at audit. Hosting in an India region, as the RBI digital lending rules require. UFours has built on .NET since 2013 from Madurai with an in house team. Mobile in React Native or .NET MAUI, backend .NET Core on PostgreSQL or SQL Server, on Azure or AWS. Being India based, data residency is the default here, not an adjustment. Is there already an NBFC partner whose approval workflow the admin flow must match, or should it stay configurable until one is signed?
₹25,000 INR in 20 days
4.2
4.2

Hi, We are Bhartiya Coders. We have gone through your requirements and we can do this task. We can assure you for a complete professional work in a given timeline. Please share the complete detail of your requirement. We can immediately start working on your project once you allow us. List of my skills is following as; 1. HTML5, CSS 3, JavaScript (Angular JS, Backbone JS, node.js), JQuery, Ajax 2. Twitter BootStrap, Media JQuery 3. PHP, ASP.net, C#, YII, CakePHP, Codeigniter, Java (J2SE + J2EE with JSP, Servlet, JNDI, JDBC) 4. Wordpress, Magento, OpenCart, PrestaShop, Drupal 5. API Integration, Plugins integration & Customization 6. PhoneGap, JSON, XML, Xcode, Swift 7. SEO & SMO 8. MySQL, Ms-SQL, MongoDB, Oracle 9. Good understand 10. Fluent English Kind Regards, Team Bhartiya Coders
₹1,050 INR in 7 days
4.0
4.0

Greetings I am Erinc I am a Web Developer knowledgeable in PHP and Mobile App Development. I can confirm I am able to help with your digital loan application for India strictly under your budget. I am able to start now and on desk everyday. Looking forward to hear from you. Thanks for your consideration.
₹1,050 INR in 7 days
3.8
3.8

With my extensive experience in backend development and API integration, I believe I would be the perfect fit for your project. Not only do I have a deep understanding of Python, MySQL, and API Development, but I also bring with me an ability to design and develop efficient digital solutions while paying close attention to data management and system architecture - all crucial elements for building a robust loan application system like you need. Moreover, my expertise in link building and digital support can prove invaluable as we intend to integrate various third-party APIs for PAN verification, customer identity/KYC verification, and bank/NBFC lending partner partnership in the future. You can expect an insightful approach towards seamless functionality without compromising on data security. All-in-all, I promise you a high-standard application with a strong backend API, secure document storage, transaction logs, architecturally sound with excellent data management abilities. If chosen, I would dedicate myself wholly to create an original loan application meeting your specifications & beyond
₹600 INR in 1 day
0.0
0.0

Hi, We can build this loan app with fully original branding, UI/UX, and source code — no reused Pocketly assets, logo, or proprietary design, matching only the general customer journey structure as requested. Customer app: OTP login, profile management, loan application with EMI calculator, document upload, KYC/PAN verification via authorised third-party API, bank account verification, application tracking, repayment schedule, and notifications. Admin panel: secure role-based access, customer/application management, document review, approval workflow per lender guidelines, loan and repayment tracking, basic dashboard and reports. Backend: secure API, database, encrypted document storage, transaction/activity logs — architected to plug in KYC, credit bureau, and NBFC lending/disbursement/repayment partners later without rework. Happy to walk through your preferred tech stack and lending partner integrations. Best regards, Nishesh
₹1,050 INR in 20 days
0.0
0.0

Building the digital loan application you need is right up my alley. As a seasoned AI/ML Engineer and Full-Stack Developer, I have hands-on experience in developing user-focused software solutions, particularly in Python, React.js, REST APIs, and SQL. My understanding of backend development will ensure a secure API and databases architecture while my knowledge in Java and .NET guarantee reliability and proficiency for your entire system. To ensure your original branding, UI/UX, and source code, I am committed to not copying Pocketly's assets or proprietary code directly. Instead, I bring an open mindset to craft a similar general customer journey aligned with your unique identity. It's important for me to deliver a solution that solves your problem from its root. Moreover, my skills don't just end at building applications; they extend to understanding market dynamics. This allows me to envision future integrations such as KYC verification, credit bureaus, bank/NBFC partners, disbursement and repayment providers for this lending platform. With a focus on clean code and understanding the client's needs, I look forward to bringing your idea to fruition!
₹2,500 INR in 5 days
0.0
0.0

Hi! ? I can build your original digital lending app with a smooth, modern loan journey—without copying Pocketly’s branding or code. I can handle OTP login, loan applications, EMI schedules, PAN/KYC integrations, document uploads, bank verification, repayment tracking, notifications, secure backend APIs, database, and a complete admin panel. My skills include mobile development, Node.js/FastAPI, PostgreSQL, APIs, automation, and scalable SaaS systems. Let’s discuss your workflow!
₹90,000 INR in 30 days
0.0
0.0

Greetings I understand you need a digital loan application developed with a user experience akin to Pocketly, utilizing original branding and code. We have successfully completed similar projects in the past. Your goal is to create a seamless lending platform that allows users to manage loans efficiently while ensuring a secure backend for admin functionalities. We will focus on building an intuitive interface for customers and a robust admin panel that meets all your specified requirements, ensuring compliance with KYC and other regulations. I bring experience in mobile and backend development, specializing in secure applications with comprehensive user journeys and backend integrations. I’d love to chat about your project and suggest a follow-up discussion to explore how we can bring your vision to life. Regards, Nabeel Ismail
₹650 INR in 7 days
0.0
0.0

Hello, I can build your complete digital loan application for India with original branding, UI/UX, source code, secure backend APIs, and a full admin panel. My preferred stack is **Flutter + Laravel/Node.js + MySQL/PostgreSQL** with secure cloud document storage. Customer features: * Mobile OTP login * Profile management * Loan application * Loan amount & tenure selection * EMI/repayment schedule * PAN/KYC integration via authorised APIs * Secure document upload * Bank account verification * Application status tracking * Approved loan details * Repayment status * Notifications & reminders Admin features: * Secure role-based access * Manage customers & applications * Review documents * Approve/reject applications * Manage loan status * Track repayments & outstanding balances * Dashboard, reports, transaction logs The architecture will be ready for future integration with credit bureaus, banks/NBFCs, disbursement APIs, repayment gateways, and additional KYC providers. The app will follow a simple journey similar to Pocketly, but the design, branding, and code will be completely original. Price is negotiable based on final integrations and compliance requirements. I’m ready to discuss the workflow, KYC, lender process, APIs, and deployment. Regards, Abhishek
₹15,000 INR in 10 days
0.0
0.0

With over four years of experience in web and mobile app development, I can assure you that your project will be in capable hands. I understand your need for a digital loan application that combines the functionality of Pocketly with unique branding and UX/UI design. Using my expertise in PHP, JavaScript, and Node.js development, I can create a secure backend API with a robust database that supports role-based admin access. Additionally, my skills extend to REST API and third-party API integrations, an essential aspect of your project as it requires linking the application to an authorized third-party API for PAN and KYC verification. Moreover, my proficiency in database design and integration is pivotal to securely storing customer documents while providing complete transaction and activity logs. Lastly, my experience with mobile applications including Android and cross-platforms will ensure your mobile customers receive the same seamless user-experience as on other platforms. My designs are always fast, responsive, secure, user-friendly and bespoke for every client's needs - exactly what you require for this project. Considering all these factors, I am confident that I have the insights, the skillset plus the passion to deliver an exceptional digital lending platform similar to Pocketly; in terms tech capabilities but also branding
₹700 INR in 3 days
0.0
0.0

Hi, I can build an original digital lending platform for India with a smooth, Pocketly-style loan journey without copying its branding, UI, or code. I’ll cover mobile OTP authentication, customer profiles, loan applications, EMI/repayment schedules, document uploads, PAN/KYC API integration, bank verification, application tracking, notifications, and a secure admin panel for application/document/repayment management. The backend will use a secure API-first architecture with role-based access, encrypted document storage, audit/activity logs, and an integration-ready design for credit bureaus, NBFC/lending partners, disbursement, and repayment providers. I can start immediately and focus on building a clean, scalable foundation for future lending integrations.
₹1,050 INR in 7 days
0.0
0.0

Kozhikode, India
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